Your Quick Guide to Online Safety
In today's digital age, online safety is crucial. The Central Bank of Trinidad and Tobago urges all citizens to be vigilant against cybercrimes such as phishing, identity theft, internet fraud and banking fraud. Learn how to protect yourself and your loved ones.
Recognise Phishing Scams
“Phishing” refers to an attempt to steal sensitive information like usernames, passwords or credit card numbers to utilise or sell it. By presenting as a reputable source or trusted company with an enticing request, scammers lure in their victims like a fisherman using bait to catch a fish. These requests often come in the form of emails or text messages.
Look out for:
• Requests for personal information: Legitimate organizations will never ask for personal information via email or text.
• Urgent problems: Claims of account breaches or payment failures are common. Do not click on any links; instead, go directly to the organization's website.
• Suspicious URLs: Hover over links to see the actual URL. If it looks strange, don't click.
• Spelling and grammar mistakes: These are red flags.
Protect Your Personal Information
One of the most efficient ways to protect your personal information is the use of strong, unique passwords and two-factor authentication wherever possible. Scammers use various tactics to attempt to steal your personal information. Be wary of:
• Fake websites: Always check the URL with Bing or Google search engines before browsing to the site or entering any personal information.
• Unexpected requests, such as unsolicited requests for personal data.
• Social engineering: Scammers may use information about you to make their requests seem legitimate.
Avoid Internet Fraud
Internet fraud can take many forms, such as:
• Identity theft – as outlined above.
• Romance fraud – Scammers create fake profiles on dating sites and social media and often provide inconsistent or vague stories about their lives.
• E-commerce fraud – buying and selling of products and services through online/social media channels. Never send money to someone you have not met in person. Avoid in-person meetings with unverified merchants.
Trust your instincts and report suspicious behaviour to the Trinidad and Tobago Police Service's Cyber and Social Media Unit.
Secure Your Online Banking
When conducting financial transactions online, pay close attention to:
• Fake emails, WhatsApp or text messages: These may appear to be from your bank, asking you to click on a link or provide information.
• Fake websites: Always log in through your bank's official website or app.
• Public Wi-Fi Networks: Avoid using public Wi-Fi for financial transactions.
• Monitor your account regularly for unauthorized activities and report any suspicious transactions immediately.
See something suspicious online? Report it!
Contact the Trinidad and Tobago Police Service's Cyber and Social Media Unit. Learn more at https://www.ttps.gov.tt/Branches/Branches-A-E/Cyber-and-Social-Media-Unit
Cybercriminals are constantly evolving their tactics. Stay updated on the latest threats and protection measures by following our social media channels and checking this page regularly.
Remain Vigilant!