Fees and Charges

Comparative Schedule of Commercial Banks’ Fees and Charges

In 2016, the Central Bank of Trinidad and Tobago (the Central Bank) undertook an exercise to compile and publish key fees and charges of the eight commercial banks. The Comparative Schedule (“the Schedule”) provides information on the fees and charges related to typical savings and chequing accounts, lending services, credit and debit card usage at Point of Sale (POS) and Automatic Teller Machines (ATM), other electronic payments and some miscellaneous bank services.

The data are divided into “personal” and “business” types, where applicable, and are categorized by one of the following options:

Monthly
Quarterly
Annually
Cost per transaction
Cost per unit
Cost as a % of value
Other

The Schedule details bank fees and charges as at a specific date which are subject to change without notice. Please note the date stated at the top of each report. The Central Bank will update these fees and charges on an annual basis.

Fees and Charges Schedules

Comparative Schedule of Commercial Banks' Fees and Charges

2023	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2022	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2021	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2020	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2019	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2018	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2017	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees
2016	Savings Accounts	Chequing Accounts	Lending Facilities	Credit Cards	Electronic Payments	Other Fees

Individual Commercial Banks' Fees and Charges by Product

ANSA Bank Limited (formerly Bank of Baroda (Trinidad & Tobago) Limited)

Citibank (Trinidad & Tobago) Limited

FirstCaribbean International Bank (Trinidad & Tobago) Limited

First Citizens Bank Limited

JMMB Bank (T&T) Limited

RBC Royal Bank (Trinidad & Tobago) Limited

Republic Bank Limited

Scotiabank Trinidad and Tobago Limited

Bank of Jamaica Fees and Charges

Eastern Caribbean Currency Union (ECCU) Fees and Charges

Turks & Caicos Island Fees and Charges

Disclaimer

The Schedule is not intended as a substitute for the information provided by commercial banks licensed under the Financial Institutions Act, 2008 (FIA) regarding their fees and charges. All persons are expected to perform their own due diligence and should contact individual commercial banks for details prior to entering into any activity that may be affected by a Bank’s fees and charges. Moreover, the Central Bank has neither approved nor disapproved of the fees and charges and has made no determination of whether any of the fees and charges are reasonable or fair. Any representation to the contrary is false.

The schedule is strictly based on information provided by commercial banks licensed under the FIA and at the time of its presentation for our review, the Central Bank makes no undertaking, representation or statement as to the accuracy of the data provided. The fees and charges are subject to change by the individual banks and reflect fees and charges as at the date of publication of the schedule.

Comparative Schedule of Commercial Banks’ Fees and Charges

Fees and Charges Schedules

Comparative Schedule of Commercial Banks' Fees and Charges

Individual Commercial Banks' Fees and Charges by Product

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