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Mortgage Market Reference Rate


 

The Mortgage Market Reference Rate is an interest rate benchmark against which mortgages are to be priced and re-priced. It is computed by the Central Bank based on information on commercial banks' funding costs and yields on fifteen-year treasury bonds. The Mortgage Market Reference Rate is provided by the Central Bank on a quarterly basis on the first working day in the months of March, June, September and December.

 

Mortgage Market Reference Rate (MMRR) Series

 

Banks with mortgage rates aligned to the MMRR 

The following banks have confirmed alignment of their mortgage rates to the MMRR consistent with the Guideline:

  • ANSA Bank Limited (formerly Bank of Baroda (Trinidad and Tobago) Limited)
  • CIBC FirstCaribbean International Bank
  • First Citizens
  • JMMB Trinidad and Tobago
  • RBC Royal Bank

 

Mortgage Market Reference Rate

03-Jun-2019

Mortgage Market Reference Rate Data Series - June 2019

As at June 1, 2019, remains unchanged.

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01-Mar-2019

Mortgage Market Reference Rate Data Series - March 2019

As at March 01, 2019 remains unchanged.

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30-Nov-2018

Mortgage Market Reference Rate Data Series - December 2018

As at December 01, 2018 remains unchanged.

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17-Oct-2018

Mortgage Market Reference Rate Data Series - September 2018

As at September 01, 2018 remains unchanged.

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01-Jun-2018

Mortgage Market Reference Rate - June 1, 2018

Mortgage Market Reference Rate for June 2018 unchanged

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01-Mar-2018

Mortgage Market Reference Rate Data Series - March 2018

Mortgage Market Reference Rate for March 2018 unchanged

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01-Dec-2017

Mortgage Market Reference Rate Data Series

as at December 1, 2017

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01-Oct-2017

Trinidad and Tobago Residential Real Estate Mortgage Market Guideline - Oct 01, 2017

A home is one of the most important investments that an individual will undertake during his or her lifetime.

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01-Sep-2017

Commercial Banks using the Mortgage Market Reference Rate (MMRR)

The commercial banks that are currently using the Mortgage Market Reference Rate (MMRR) are:

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01-Sep-2017

Mortgage Market Reference Rate (MMRR) - September 2017

Mortgage Market Reference Rate for September 2017 unchanged

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