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Mortgage Market Reference Rate


The Mortgage Market Reference Rate is an interest rate benchmark against which mortgages are to be priced and re-priced. It is computed by the Central Bank based on information on commercial banks' funding costs and yields on fifteen-year treasury bonds. The Mortgage Market Reference Rate is provided by the Central Bank on a quarterly basis on the first working day in the months of March, June, September and December.

 

Mortgage Market Reference Rate (MMRR) Series

 

Banks with mortgage rates aligned to the MMRR 

The following banks have confirmed alignment of their mortgage rates to the MMRR consistent with the Guideline:

  • ANSA Bank Limited (formerly Bank of Baroda (Trinidad and Tobago) Limited)
  • CIBC FirstCaribbean International Bank
  • First Citizens
  • JMMB Trinidad and Tobago
  • RBC Royal Bank

Mortgage Market Reference Rate

01-Sep-2021

Mortgage Market Reference Rate Data Series - September 2021

As at September 2021, the Mortgage Market Reference Rate remains unchanged.

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02-Jun-2021

Mortgage Market Reference Rate Data Series - June 2021

As at June 2021, the Mortgage Market Reference Rate remains unchanged.

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01-Mar-2021

Mortgage Market Reference Rate Data Series - March 2021

As at March 01, 2021 the Mortgage Market Reference Rate remains unchanged.

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01-Dec-2020

Mortgage Market Reference Rate Data Series - December 2020

As at December 01, 2020 the Mortgage Market Reference Rate remains unchanged.

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02-Sep-2020

Mortgage Market Reference Rate Data Series - September 2020

As at September 01, 2020, the Mortgage Market Reference Rate remains unchanged.

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01-Jun-2020

Mortgage Market Reference Rate Data Series - June 2020

As at June 01, 2020, the Mortgage Market Reference Rate remains unchanged,

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02-Mar-2020

Mortgage Market Reference Rate Data Series - March 2020

As at March 01, 2020, the Mortgage Market Reference Rate remains unchanged.

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29-Nov-2019

Mortgage Market Reference Rate Data Series - December 2019

As at December 01, 2019, the Mortgage Market Reference Rate remains unchanged

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30-Aug-2019

Mortgage Market Reference Rate Data Series - September 2019

As at September 1, 2019, remains unchanged.

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03-Jun-2019

Mortgage Market Reference Rate Data Series - June 2019

As at June 1, 2019, remains unchanged.

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